I. NCC PRIVACY POLICY
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained in NCC Privacy Policy (“we,” “us,” or “our”) and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
By accepting the terms of this Privacy Policy, you hereby consent to our collection, use, and sharing of your information as described below.
II. What Information Does NCC Collect?
Category |
Examples |
NCC Collects |
A. Identifiers. |
A real name, alias, postal address, |
YES |
B. Personal information categories |
A name, signature, Social Security |
YES |
C. Protected classification |
Age (40 years or older), race, color, |
YES |
D. Commercial information. |
Records of personal property, products |
NO |
E. Biometric information. |
Genetic, physiological, behavioral, and |
NO |
F. Internet or other similar network |
Browsing history, search history, |
NO |
G. Geolocation data. |
Physical location or movements. |
NO |
H. Sensory data. |
Audio, electronic, visual, thermal, |
NO |
I. Professional or employment-related |
Current or past job history or |
YES |
J. Non-public education information |
Education records directly related to a |
NO |
K. Inferences drawn from other personal |
Profile reflecting a person’s |
NO |
III. What Does NCC Do With Personal Information?
We may use, share or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
IV. Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
A. Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
B. Do Not Sell – Opt-Out
You can always opt not to disclose information to us. You may use the links “Do not sell my personal information” or “Opt-out” links.
You have the right to request that we delete any of your personal information that we collected and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete your personal information from our records and where appropriate alert our service providers of your request unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
V. Exercising Access and Data Portability
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us either by:
Only your legally authorize representative may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
VI. Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We will charge a fee to process or respond to your verifiable consumer request. We will provide you with a cost estimate before completing your request.
VII. Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
VIII. Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage at www@nccdirect.com.
IX. Contact Information
If you have any questions or concerns regarding our privacy policies, please contact our compliance officer by sending a detailed message to customersupport@nccdirect.com.
Alternatively, you may contact us via telephone by calling customer support at 877-709-7222 option 1.
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