Auto Loan Soft Pull Solutions

National Credit Center is already helping thousands of auto dealers just like you to improve their automotive credit compliance program and secure an appropriate auto loan for their customers. By investing in our state-of-the-art credit check and compliance solution, you will see more sales, higher customer loyalty, increased time savings and an improved profit margin.

NCC is your trusted automotive credit compliance solution

We are already trusted by 1 in 3 franchise dealerships to provide auto dealer credit reports to assess the creditworthiness of potential buyers, reduce fraud and synthetic identity risk, and remain compliant with all applicable regulations.

An auto loan at your fingertips

Increase the trust and loyalty of your customers by providing a simple and secure method of obtaining the financing package needed to buy their next car. We offer you complete access to all credit bureaus, allowing you to perform an auto loan pre approval soft pull at any point in time without impacting your potential customer’s credit score.


Our system integrates seamlessly with your existing technology and processes to ensure a reliable connection at any time of the day or night, with 99.99% system uptime. With NCC by your side, you will never lose a sale due to technical issues.

What NCC can offer your business

Powers 1 in 3
Franchise Dealers
Single Access to
All Credit Bureaus
No Impact to Current
Processes or Systems
System Uptime

Ensure your customers buy their next car from you instead of your competitor. With NCC’s proven and trusted credit solution, you will be able to perform an auto loan soft pull when the customer is in the showroom, quickly understand their creditworthiness and budget, and tailor your recommendations to satisfy their requirements.


With access to all credit bureaus, the information we provide will be accurate and personalized, allowing you to make a rapid assessment of the loan amount, terms, and criteria that will apply to any prospect.


Our software will automatically generate FICO and Vantage scores, and provide you with the buyer’s estimated income. Additionally, you also have access to The Work Number® to verify income and employment, this assists with satisfying lending stipulations. 


National Credit Center reduces your risk and can dramatically improve your ROI.

Because our software performs an auto loan pre approval soft pull, it does not impact your buyer’s credit score. This has two significant benefits: it improves customer confidence, and it does not alert your competition to the customer’s intent to buy.


Our simple process uses an online application that is secure and encrypted to comply with all data protection regulations, delivering a tailored output in an easy-to-understand dashboard format that will provide you with the insights you need to make a lending decision quickly.


Our online application integrates seamlessly with your existing website), reducing the training burden on your staff and improving customer confidence in the data you generate.

NCC ensures you remain abreast of all of the applicable automotive credit compliance regulations. We safeguard your compliance process, automatically storing all auto loan soft pull data and auto dealer credit reports securely and ready for production should they ever be requested during an audit. By removing the administration burden typically associated with generating credit reports, you can pre-qualify more customers in less time, with a higher likelihood of generating a sale as a result.


We can perform Red Flag, fraud screening, OFAC screening and ID verification after every auto loan soft pull to ensure the individual requesting funding is entitled to seek such funding and has the capacity to repay the loan, thereby protecting your business from costly buybacks or fraudulent activity. These measures not only protect your business but are recommended as best practice.

Our systems will help you identify customers who are not creditworthy after an auto loan pre approval soft pull credit search. This gives your customers the dignity they deserve, reduces the burden on your sales team, and can allow your customer and staff to work together to identify suitable vehicles within the customer’s budget that do not require them to take out credit, thereby still achieving a sale for your business.

Book a free solution assessment

If you would like access to auto dealer credit reports at the touch of a button, contact National Credit Center today. We will be delighted to provide you with a free solution assessment that will show you how you can immediately benefit when you trust us with your auto credit compliance services.

better service starts here

Learn how companies use National Credit Center to build stronger relationships with their customers and change the way they do business.
Jim Hawrys
Working with NCC has been a great experience. Pulling credit reports with NCC is easy and their customer support team provides excellent service.
Jim Hawrys
Business Manager, Genesis Chevrolet
Darren Hasley
NCC is our credit report provider, as we typically manage a combination of 1,200 lease vehicle sale transactions a month. Our experience with NCC is fantastic.
Darren Hasley
CIO D&M Leasing, Dallas/Ft. Worth/Houston
Luke Galdi
NCC never lets us down. Credit pulls always work fast and easy. Tie that with great pricing and customer service, and you have a win-win for everyone. Thank You NCC.
Luke Galdi
IT Director Parker Toyota, Parker Subaru, Parker Ford